Final Expense Whole Life Insurance
Coverage from $2,000 to $100,000 with no medical exam. Answer three questions to see your estimated monthly rate in under a minute.
Offered through licensed independent agents. Coverage amounts and availability vary by state and age.
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A licensed agent will call to confirm your rate and finish the application.
Coverage is offered in $1,000 increments. Your amount was rounded to the nearest available.
Estimate only. Not an offer of insurance or a binding quote. Your actual premium depends on the carrier, your state, your age at issue, tobacco use, and answers to the health questions on the application.
A licensed agent will call you shortly from a local number with your exact rate. Have your date of birth handy — it only takes a few minutes.
Call now: (727) 699-3470Answer three quick questions: your date of birth, your ZIP code, and how much coverage you want.
See your estimated monthly rate on screen. No phone call needed just to find out the number.
A licensed agent calls to confirm your rate, answer your questions, and finish the application only if you decide to move ahead.
No. There is no exam, no blood work, and no doctor visit. Your agent asks a short list of health questions over the phone, and the carrier checks standard prescription and medical databases. That is the whole underwriting process.
Your premium depends on your age at issue, your gender, whether you use tobacco, the coverage amount you choose, and which carrier you qualify for. Once the policy is issued, the premium is fixed for as long as you keep it.
Some applicants with certain health conditions qualify only for a graded plan. On those policies, death from natural causes during roughly the first two years pays back the premiums you paid plus interest rather than the full amount. Accidental death is typically covered in full from day one, and after the waiting period the full benefit applies to any cause. Your agent will tell you which type you qualify for before you apply.
Not on a level whole life policy. As long as you pay the premium, the carrier cannot raise it, reduce your benefit, or cancel the policy because of your age or a change in your health.
No. This is private life insurance offered by licensed independent agents. We are not affiliated with, endorsed by, or acting on behalf of any government agency, Medicare, or the Social Security Administration.
A licensed agent in your state calls you at the number you provided. They confirm your rate, walk through the health questions, and compare options across carriers. There is no cost to talk and no obligation to buy.
Choosing coverage is important—and so is choosing who helps you do it.
We are an independent agency, which means we compare policies from multiple A-rated carriers instead of selling you one company's product. You get the rate you actually qualify for.
This is a solicitation for insurance. A licensed insurance agent may contact you. Not affiliated with or endorsed by any government agency, Medicare, or the Social Security Administration.
Products described are whole life insurance policies. Availability, benefit amounts, rates, and underwriting vary by state, age, and carrier. Some policies carry a graded or modified benefit period during which death from natural causes pays a return of premium rather than the full benefit. Read your policy for exact terms.